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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,561 | $67,602+96.1% | $82,312+61.0% | $70,126+89.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 10.47% | 21.57%-11.1pp | 25.88%-15.4pp | 73.15%-62.7pp |
| Employer contribution / active EE | $800 | $1,755-54.4% | $2,428-67.1% | $2,343-65.8% |
| Participant deferral / active EE | $6,668 | $2,987+123.2% | $3,706+79.9% | $3,332+100.1% |
| Admin fee / account holder | $5,166 | $4,512+14.5% | $5,608-7.9% | $4,645+11.2% |