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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $150 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,332 | $43,496-76.2% | $161,489-93.6% | $64,340-83.9% |
| Participation rate | 75.3% | 53.5%+21.8pp | 78.7%-3.4pp | 55.2%+20.1pp |
| Annual return | 9.62% | 20.76%-11.1pp | 89.72%-80.1pp | 24.14%-14.5pp |
| Employer contribution / active EE | $1,506 | $1,431+5.3% | $4,268-64.7% | $1,862-19.1% |
| Participant deferral / active EE | $0 | $1,996-100.0% | $5,630-100.0% | $2,980-100.0% |
| Admin fee / account holder | $54 | $2,330-97.7% | $16,006-99.7% | $3,703-98.5% |