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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $150 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,332 | $45,343-77.2% | $150,298-93.1% | $67,986-84.8% |
| Participation rate | 75.3% | 51.9%+23.4pp | 77.8%-2.5pp | 57.2%+18.1pp |
| Annual return | 9.62% | 33.28%-23.7pp | 62.79%-53.2pp | 31.67%-22.0pp |
| Employer contribution / active EE | $1,506 | $1,462+3.0% | $4,154-63.7% | $2,019-25.4% |
| Participant deferral / active EE | $0 | $2,055-100.0% | $5,453-100.0% | $3,358-100.0% |
| Admin fee / account holder | $54 | $2,250-97.6% | $14,116-99.6% | $3,203-98.3% |