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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $150 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,332 | $46,688-77.9% | $189,758-94.6% | $69,733-85.2% |
| Participation rate | 75.3% | 61.7%+13.6pp | 79.8%-4.5pp | 62.5%+12.9pp |
| Annual return | 9.62% | 14.35%-4.7pp | 52.62%-43.0pp | 15.22%-5.6pp |
| Employer contribution / active EE | $1,506 | $1,695-11.1% | $4,767-68.4% | $2,250-33.1% |
| Participant deferral / active EE | $0 | $2,143-100.0% | $5,856-100.0% | $3,054-100.0% |
| Admin fee / account holder | $54 | $1,700-96.8% | $20,388-99.7% | $3,102-98.3% |