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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,519 | $106,247-88.2% | $96,515-87.0% | $139,466-91.0% |
| Participation rate | 84.6% | 77.8%+6.8pp | 74.3%+10.3pp | 80.3%+4.3pp |
| Annual return | 18.86% | 38.47%-19.6pp | 35.73%-16.9pp | 373.66%-354.8pp |
| Employer contribution / active EE | $1,182 | $4,106-71.2% | $3,740-68.4% | $4,754-75.1% |
| Participant deferral / active EE | $1,987 | $5,456-63.6% | $4,880-59.3% | $6,712-70.4% |
| Admin fee / account holder | $569 | $7,885-92.8% | $6,735-91.6% | $11,409-95.0% |