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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,679 | $62,583-41.4% | $76,767-52.2% | $64,173-42.8% |
| Participation rate | 53.8% | 72.8%-19.1pp | 77.0%-23.2pp | 69.6%-15.8pp |
| Annual return | -5.40% | -1.95%-3.5pp | 2.43%-7.8pp | 7.63%-13.0pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,201 | $3,145-30.0% | $3,852-42.9% | $3,470-36.6% |
| Admin fee / account holder | $2,770 | $4,667-40.7% | $6,675-58.5% | $4,887-43.3% |