Retirement plan

J.D. RIVET & CO., INC. 401(K) PLAN AND TRUST

Name: J.D. RIVET & CO., INC. - J.D. RIVET & CO., INC. 401(K) PLAN AND TRUST (2016) Form 5500
Creator: J.D. RIVET & CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, J.D. RIVET & CO., INC. 401(K) PLAN AND TRUST, J.D. RIVET & CO., INC.

J.D. RIVET & CO., INC.EIN 04-2469878Plan #001PY 2016

1635 PAGE BOULEVARD - SPRINGFIELD, MA 01104413-543-5660rivetroofing.comLinkedIn11-50 employeesconstruction

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$13.3M

+12.2% from 2015

Total participants

+8.8% from 2015

Average account balance

$187,227

-6.8% from 2015

Annual return

9.08%

+10.68 pp from 2015

Benchmarks

See 13,704 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort13,704 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.55M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$120K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

157.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$931K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.66%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$27139

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$527K

$11465 / participant

Other / not subdivided$527K100.0%

% of EOY assets

3.967%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$187,227

$56,894+229.1%

$84,753+120.9%

$62,881+197.7%

Participation rate

93.5%

68.5%+24.9pp

76.6%+16.9pp

69.3%+24.2pp

Annual return

9.08%

6.30%+2.8pp

22.78%-13.7pp

20.14%-11.1pp

Employer contribution / active EE

$17,027

$2,400+609.5%

$3,574+376.4%

$2,281+646.5%

Participant deferral / active EE

$2,367

$2,709-12.6%

$3,712-36.2%

$3,203-26.1%

Admin fee / account holder

$7,428

$3,581+107.4%

$5,333+39.3%

$4,296+72.9%

J.D. RIVET & CO., INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

J.D. RIVET & CO., INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion