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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,958 | $106,236-13.4% | $96,496-4.7% | $139,427-34.0% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 13.14% | 38.43%-25.3pp | 35.70%-22.6pp | 373.27%-360.1pp |
| Employer contribution / active EE | $810 | $4,104-80.3% | $3,738-78.3% | $4,752-82.9% |
| Participant deferral / active EE | $3,241 | $5,455-40.6% | $4,879-33.6% | $6,711-51.7% |
| Admin fee / account holder | $3,073 | $7,879-61.0% | $6,731-54.3% | $11,404-73.1% |