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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,958 | $106,280-13.5% | $96,538-4.7% | $139,487-34.1% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 13.14% | 38.48%-25.3pp | 35.74%-22.6pp | 373.84%-360.7pp |
| Employer contribution / active EE | $810 | $4,107-80.3% | $3,740-78.3% | $4,755-83.0% |
| Participant deferral / active EE | $3,241 | $5,457-40.6% | $4,880-33.6% | $6,713-51.7% |
| Admin fee / account holder | $3,073 | $7,888-61.0% | $6,737-54.4% | $11,407-73.1% |