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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,371 | $81,276+404.9% | $155,574+163.8% | $80,925+407.1% |
| Participation rate | 87.2% | 66.2%+21.0pp | 78.2%+9.0pp | 67.7%+19.6pp |
| Annual return | 12.98% | 33.36%-20.4pp | 64.87%-51.9pp | 35.65%-22.7pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $4,676-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,617 | $3,453+120.6% | $5,629+35.3% | $4,299+77.2% |
| Admin fee / account holder | $43,770 | $7,993+447.6% | $15,914+175.0% | $6,940+530.7% |