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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,577 | $58,828+234.2% | $78,002+152.0% | $62,881+212.6% |
| Participation rate | 92.5% | 71.1%+21.5pp | 75.5%+17.0pp | 69.3%+23.2pp |
| Annual return | 2.91% | 17.16%-14.3pp | 425.99%-423.1pp | 20.14%-17.2pp |
| Employer contribution / active EE | $4,205 | $1,672+151.6% | $2,470+70.2% | $2,281+84.4% |
| Participant deferral / active EE | $5,117 | $2,686+90.5% | $3,497+46.3% | $3,203+59.8% |
| Admin fee / account holder | $7,134 | $4,393+62.4% | $5,481+30.2% | $4,296+66.1% |