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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,951 | $101,950+177.5% | $125,529+125.4% | $86,983+225.3% |
| Participation rate | 90.6% | 70.2%+20.4pp | 74.7%+15.9pp | 69.5%+21.0pp |
| Annual return | 15.38% | 18.29%-2.9pp | 202.56%-187.2pp | 25.83%-10.4pp |
| Employer contribution / active EE | $4,706 | $2,358+99.5% | $3,058+53.9% | $2,584+82.1% |
| Participant deferral / active EE | $6,949 | $3,862+79.9% | $4,813+44.4% | $4,194+65.7% |
| Admin fee / account holder | $16,317 | $12,791+27.6% | $16,298+0.1% | $7,856+107.7% |