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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,217 | $61,125-12.9% | $94,057-43.4% | $87,485-39.2% |
| Participation rate | 33.3% | 64.1%-30.7pp | 73.3%-40.0pp | 68.9%-35.6pp |
| Annual return | 19.42% | 35.20%-15.8pp | 480.62%-461.2pp | 26.06%-6.6pp |
| Employer contribution / active EE | $950 | $2,136-55.6% | $2,933-67.6% | $2,596-63.4% |
| Participant deferral / active EE | $1,537 | $3,260-52.9% | $4,709-67.4% | $4,274-64.0% |
| Admin fee / account holder | $363 | $5,629-93.5% | $7,244-95.0% | $7,775-95.3% |