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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,883 | $63,861-84.5% | $104,639-90.6% | $79,856-87.6% |
| Participation rate | 77.8% | 64.9%+12.9pp | 74.1%+3.7pp | 69.6%+8.1pp |
| Annual return | 18.51% | 21.30%-2.8pp | 340.67%-322.2pp | 31.71%-13.2pp |
| Employer contribution / active EE | $923 | $1,588-41.9% | $2,682-65.6% | $2,471-62.6% |
| Participant deferral / active EE | $1,690 | $2,693-37.2% | $3,738-54.8% | $3,741-54.8% |
| Admin fee / account holder | $383 | $4,185-90.8% | $6,465-94.1% | $5,306-92.8% |