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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,916 | $76,834+104.2% | $108,359+44.8% | $87,485+79.4% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 11.05% | 19.09%-8.0pp | 36.89%-25.8pp | 26.06%-15.0pp |
| Employer contribution / active EE | $5,265 | $1,556+238.3% | $2,399+119.4% | $2,596+102.8% |
| Participant deferral / active EE | $6,611 | $3,100+113.3% | $4,137+59.8% | $4,274+54.7% |
| Admin fee / account holder | $11,530 | $6,537+76.4% | $9,741+18.4% | $7,775+48.3% |