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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,916 | $73,787+112.7% | $98,716+59.0% | $82,448+90.3% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 11.05% | 18.57%-7.5pp | 31.81%-20.8pp | 41.64%-30.6pp |
| Employer contribution / active EE | $5,265 | $1,511+248.4% | $2,279+131.0% | $2,551+106.4% |
| Participant deferral / active EE | $6,611 | $3,081+114.6% | $4,048+63.3% | $4,139+59.7% |
| Admin fee / account holder | $11,530 | $6,500+77.4% | $8,703+32.5% | $7,234+59.4% |