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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,335 | $115,814+33.3% | $101,275+52.4% | $158,982-2.9% |
| Participation rate | 87.0% | 79.4%+7.6pp | 75.8%+11.1pp | 82.0%+5.0pp |
| Annual return | -3.87% | 56.16%-60.0pp | 46.48%-50.3pp | 302.99%-306.9pp |
| Employer contribution / active EE | $7,283 | $4,176+74.4% | $3,660+99.0% | $4,763+52.9% |
| Participant deferral / active EE | $13,089 | $4,958+164.0% | $4,371+199.5% | $5,983+118.8% |
| Admin fee / account holder | $27,848 | $7,249+284.2% | $5,948+368.2% | $11,252+147.5% |