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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,105 | $88,672+179.8% | $105,223+135.8% | $82,448+200.9% |
| Participation rate | 86.2% | 67.9%+18.3pp | 75.0%+11.2pp | 68.1%+18.1pp |
| Annual return | 5.07% | 30.86%-25.8pp | 180.65%-175.6pp | 41.64%-36.6pp |
| Employer contribution / active EE | $10,213 | $3,048+235.1% | $3,689+176.9% | $2,551+300.4% |
| Participant deferral / active EE | $14,669 | $4,036+263.4% | $5,072+189.2% | $4,139+254.4% |
| Admin fee / account holder | $4,283 | $7,146-40.1% | $8,859-51.6% | $7,234-40.8% |