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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,105 | $105,284+135.7% | $150,734+64.6% | $94,015+163.9% |
| Participation rate | 86.2% | 71.7%+14.5pp | 78.4%+7.8pp | 70.8%+15.4pp |
| Annual return | 5.07% | 15.67%-10.6pp | 600.81%-595.7pp | 17.84%-12.8pp |
| Employer contribution / active EE | $10,213 | $3,599+183.8% | $4,918+107.7% | $2,790+266.0% |
| Participant deferral / active EE | $14,669 | $4,274+243.2% | $5,610+161.5% | $4,249+245.2% |
| Admin fee / account holder | $4,283 | $9,839-56.5% | $14,905-71.3% | $8,951-52.1% |