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| Provider | Service type | Compensation |
|---|---|---|
BILODEAU WELLS & CO., P.C.4+ years Service code 10 · EIN 03-0293317 | Accounting | $9,000 |
PEOPLE'S UNITED BANK4+ years Filed as: PEOPLE'S UNITED BANK, N.A. Service code 13 · EIN 06-1213065 | Contract Administrator | $5,627 |
Filed as: JOHN HANCOCK LIFE INS CO U.S.A. Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,548 | $55,449-30.5% | $83,830-54.0% | $56,287-31.5% |
| Participation rate | 93.1% | 68.0%+25.1pp | 76.1%+17.0pp | 69.9%+23.3pp |
| Annual return | -5.43% | -1.38%-4.1pp | 850.97%-856.4pp | -9.96%+4.5pp |
| Employer contribution / active EE | $1,882 | $2,430-22.6% | $3,631-48.2% | $2,111-10.9% |
| Participant deferral / active EE | $2,342 | $2,935-20.2% | $4,082-42.6% | $3,350-30.1% |
| Admin fee / account holder | $84 | $656-87.2% | $5,479-98.5% | $521-83.9% |