Filings through Oct 24, 2026.

Retirement plan

Omega Electric Construction Company, Inc. 401(k) Profit Sharing Plan

Name: OMEGA ELECTRIC CONSTRUCTION COMPANY, INC. - OMEGA ELECTRIC CONSTRUCTION COMPANY, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: OMEGA ELECTRIC CONSTRUCTION COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OMEGA ELECTRIC CONSTRUCTION COMPANY, INC. 401(K) PROFIT SHARING PLAN, OMEGA ELECTRIC CONSTRUCTION COMPANY, INC.

Omega Electric Construction Company, Inc.EIN 04-2425819Plan #001PY 2025

31 COMMERCE AVENUE - SOUTH BURLINGTON, VT 05403802-862-0517omegavt.comLinkedIn11-50 employeesconstruction

Prospect flagsLow returnsHigh feesFew collective trustsFund lineup: 7 funds, $6.8M

How to read this page

Total assets (EOY)

$5.3M

-23.8% from 2024

Total participants

-29.7% from 2024

Average account balance

$71,498

+21.5% from 2024

Annual return

10.52%

-1.20 pp from 2024

Benchmarks

See 18,924 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort18,924 peers

Snapshot2025

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Analytics

See the 10-year trajectory with Pro.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
KESTRA FINANCIAL7 years Filed as: KESTRA INVESTMENT SERVICES LLC Service code 26 · EIN 47-1566880	Advisory (Participants)	$16,175
FUTURE PLANNING ASSOCIATES, INC.7 years Service code 13 · EIN 03-0271340	Contract Administrator	$12,887
BILODEAU WELLS & CO., P.C.11+ years Service code 10 · EIN 03-0293317	Accounting	$10,300

Fund lineup

CSV with Pro

7 funds of $250K or more; 14 lines in all, holding $6.8M of the plan's $6.9M. From the 2024 filing. Recordkeeper: Future Plan Consulting - Fort Wayne.

In collective trusts0%median 0% for plans of $5M to $50M (35,181 plans)

In index funds9%median 21% for plans of $5M to $50M (35,181 plans)

In the main target-date series60%median 36% for plans of $5M to $50M (35,181 plans)

Employer stockNo

Target-date series: Vanguard Target Retirement, mutual fund, 60% of fund dollars

Fund	Manager	Vehicle	Dollars	% of funds%
Vanguard Target Retirement Vanguard · Mutual fund Target-date, 6 vintages	Vanguard	Mutual fund	$4.1M	59.5%
Registered Investment Company Schwab Bank Savings Participant Charles Schwab · Mutual fund	Charles Schwab	Mutual fund	$1.6M	24.0%
Registered Investment Company New America Growth Fund Participant direc T. Rowe Price · Mutual fund	T. Rowe Price	Mutual fund	$345K	5.1%
Vanguard Registered Investment Company 500 Index Fund Participant direc Vanguard · Mutual fund Index	Vanguard	Mutual fund	$192K	2.8%
Vanguard Registered Investment Company Social Index Fund Participant direc Vanguard · Mutual fund Index	Vanguard	Mutual fund	$154K	2.3%
Vanguard Registered Investment Company Mid Cap Index Fund Admiral Participant direc Vanguard · Mutual fund Index	Vanguard	Mutual fund	$115K	1.7%
Vanguard Registered Investment Company Small-Cap Index Fund Participant direc Vanguard · Mutual fund Index	Vanguard	Mutual fund	$90K	1.3%
Registered Investment Company Europacific Growth Fund Participant direc Capital Group · Mutual fund	Capital Group	Mutual fund	$76K	1.1%
Registered Investment Company Washington Mutual Investors Fund Participant direc Capital Group · Mutual fund	Capital Group	Mutual fund	$57K	0.8%
Vanguard Registered Investment Company Real Estate Index Fund Admiral Participant direc Vanguard · Mutual fund Index	Vanguard	Mutual fund	$42K	0.6%

See the other 4 lines in this lineup with Pro.

Covers 61,314 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2A2E2G2J2K2R2T3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$41K

$772 / participant

Recordkeeping$13K31.5%
Trustee / custodial$2K3.8%
Investment mgmt$16K39.5%
Other / not subdivided$10K25.2%

% of EOY assets

0.773%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: GALLAGHER FLYNN & COMPANY, LLC
Auditor EIN: 030225774
Audit fees: $10,300
Opinion code: Unqualified

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Provider

Service type

Compensation

KESTRA FINANCIAL7 years

Filed as: KESTRA INVESTMENT SERVICES LLC

Service code 26 · EIN 47-1566880

Advisory (Participants)

$16,175

FUTURE PLANNING ASSOCIATES, INC.7 years

Service code 13 · EIN 03-0271340

Contract Administrator

$12,887

BILODEAU WELLS & CO., P.C.11+ years

Service code 10 · EIN 03-0293317

Accounting

$10,300

Fund

Dollars

% of funds%

Vanguard Target Retirement

Vanguard · Mutual fund

Target-date, 6 vintages

$4.1M

59.5%

Registered Investment Company Schwab Bank Savings Participant

Charles Schwab · Mutual fund

$1.6M

24.0%

Registered Investment Company New America Growth Fund Participant direc

T. Rowe Price · Mutual fund

$345K

5.1%

Vanguard Registered Investment Company 500 Index Fund Participant direc

Vanguard · Mutual fund

Index

$192K

2.8%

Vanguard Registered Investment Company Social Index Fund Participant direc

Vanguard · Mutual fund

Index

$154K

2.3%

Vanguard Registered Investment Company Mid Cap Index Fund Admiral Participant direc

Vanguard · Mutual fund

Index

$115K

1.7%

Vanguard Registered Investment Company Small-Cap Index Fund Participant direc

Vanguard · Mutual fund

Index

$90K

1.3%

Registered Investment Company Europacific Growth Fund Participant direc

Capital Group · Mutual fund

$76K

1.1%

Registered Investment Company Washington Mutual Investors Fund Participant direc

Capital Group · Mutual fund

$57K

0.8%

Vanguard Registered Investment Company Real Estate Index Fund Admiral Participant direc

Vanguard · Mutual fund

Index

$42K

0.6%

Omega Electric Construction Company, Inc. 401(k) Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Omega Electric Construction Company, Inc. 401(k) Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion