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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,300 | $71,873-39.8% | $86,698-50.1% | $68,490-36.8% |
| Participation rate | 80.8% | 72.2%+8.5pp | 76.6%+4.2pp | 67.9%+12.9pp |
| Annual return | -19.21% | 3.54%-22.7pp | 35.96%-55.2pp | -7.85%-11.4pp |
| Employer contribution / active EE | $1,676 | $2,173-22.9% | $2,837-40.9% | $2,597-35.4% |
| Participant deferral / active EE | $4,062 | $3,779+7.5% | $4,656-12.8% | $4,028+0.9% |
| Admin fee / account holder | $1,179 | $6,110-80.7% | $7,492-84.3% | $5,403-78.2% |