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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,712 | $91,536-7.5% | $130,062-34.9% | $75,177+12.7% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 6.33% | -631.62%+637.9pp | -137.37%+143.7pp | 160.75%-154.4pp |
| Employer contribution / active EE | $1,998 | $2,845-29.8% | $4,322-53.8% | $2,671-25.2% |
| Participant deferral / active EE | $3,718 | $4,343-14.4% | $5,821-36.1% | $4,126-9.9% |
| Admin fee / account holder | $325 | $6,780-95.2% | $10,601-96.9% | $5,651-94.2% |