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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,026 | $104,937-39.9% | $84,628-25.5% | $152,897-58.8% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 21.77% | 373.88%-352.1pp | 258.80%-237.0pp | 345.43%-323.7pp |
| Employer contribution / active EE | $2,512 | $3,303-23.9% | $2,653-5.3% | $4,764-47.3% |
| Participant deferral / active EE | $4,578 | $4,690-2.4% | $3,900+17.4% | $5,851-21.8% |
| Admin fee / account holder | $554 | $6,243-91.1% | $4,914-88.7% | $11,599-95.2% |