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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH MANAGEMENT COMPANY Service code 15 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping | $1,830 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,532 | $42,548-28.2% | $74,551-59.0% | $56,289-45.8% |
| Participation rate | 37.2% | 60.5%-23.2pp | 69.1%-31.9pp | 69.9%-32.6pp |
| Annual return | -4.68% | 12.40%-17.1pp | 32.53%-37.2pp | -9.96%+5.3pp |
| Employer contribution / active EE | $222 | $855-74.1% | $1,961-88.7% | $2,111-89.5% |
| Participant deferral / active EE | $1,563 | $2,277-31.3% | $3,108-49.7% | $3,350-53.3% |
| Admin fee / account holder | $16 | $467-96.7% | $5,059-99.7% | $521-97.0% |