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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,811 | $190,916+74.8% | $160,037+108.6% | $134,545+148.1% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.0%+7.7pp | 81.2%+4.5pp |
| Annual return | -13.80% | 552.79%-566.6pp | 408.95%-422.8pp | 418.37%-432.2pp |
| Employer contribution / active EE | $4,844 | $4,996-3.0% | $4,226+14.6% | $4,742+2.2% |
| Participant deferral / active EE | $15,856 | $6,925+129.0% | $6,184+156.4% | $6,401+147.7% |
| Admin fee / account holder | $625 | $10,497-94.0% | $8,716-92.8% | $11,431-94.5% |