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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,811 | $190,862+74.9% | $159,991+108.6% | $134,509+148.2% |
| Participation rate | 85.7% | 82.0%+3.8pp | 78.0%+7.7pp | 81.2%+4.5pp |
| Annual return | -13.80% | 552.59%-566.4pp | 408.82%-422.6pp | 418.13%-431.9pp |
| Employer contribution / active EE | $4,844 | $4,995-3.0% | $4,225+14.7% | $4,741+2.2% |
| Participant deferral / active EE | $15,856 | $6,924+129.0% | $6,183+156.5% | $6,400+147.7% |
| Admin fee / account holder | $625 | $10,495-94.0% | $8,715-92.8% | $11,427-94.5% |