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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,859 | $83,908+72.6% | $68,509+111.4% | $125,389+15.5% |
| Participation rate | 75.0% | 78.2%-3.2pp | 74.7%+0.3pp | 83.2%-8.2pp |
| Annual return | 0.08% | 14.48%-14.4pp | 8.27%-8.2pp | 282.24%-282.2pp |
| Employer contribution / active EE | $1,679 | $3,031-44.6% | $2,278-26.3% | $4,866-65.5% |
| Participant deferral / active EE | $6,014 | $4,125+45.8% | $3,382+77.8% | $5,352+12.4% |
| Admin fee / account holder | $500 | $8,982-94.4% | $5,275-90.5% | $9,541-94.8% |