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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,758 | $176,688+44.2% | $130,660+95.0% | $152,897+66.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 197.97% | 2693.08%-2495.1pp | 1709.29%-1511.3pp | 345.43%-147.5pp |
| Employer contribution / active EE | $7,155 | $5,743+24.6% | $4,092+74.8% | $4,764+50.2% |
| Participant deferral / active EE | $13,613 | $4,362+212.1% | $3,603+277.8% | $5,851+132.7% |
| Admin fee / account holder | $10,123 | $7,131+42.0% | $5,463+85.3% | $11,599-12.7% |