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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,600 | $110,303-63.2% | $95,759-57.6% | $139,487-70.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 8.40% | 27.19%-18.8pp | 28.42%-20.0pp | 373.84%-365.4pp |
| Employer contribution / active EE | $4,123 | $3,261+26.5% | $2,836+45.4% | $4,755-13.3% |
| Participant deferral / active EE | $2,532 | $4,674-45.8% | $4,244-40.3% | $6,713-62.3% |
| Admin fee / account holder | $3,784 | $6,615-42.8% | $5,678-33.4% | $11,407-66.8% |