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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,331 | $113,941-77.8% | $94,228-73.1% | $125,388-79.8% |
| Participation rate | 72.2% | 82.9%-10.7pp | 78.8%-6.5pp | 83.2%-11.0pp |
| Annual return | 1.26% | 5.29%-4.0pp | 10.68%-9.4pp | 282.24%-281.0pp |
| Employer contribution / active EE | $416 | $4,727-91.2% | $3,587-88.4% | $4,866-91.4% |
| Participant deferral / active EE | $1,575 | $5,179-69.6% | $4,320-63.5% | $5,352-70.6% |
| Admin fee / account holder | $5,695 | $8,392-32.1% | $6,269-9.2% | $9,541-40.3% |