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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,666 | $64,719+109.6% | $112,249+20.9% | $68,486+98.1% |
| Participation rate | 83.3% | 67.2%+16.2pp | 75.1%+8.3pp | 67.9%+15.4pp |
| Annual return | -16.67% | -11.40%-5.3pp | 27.48%-44.1pp | -7.85%-8.8pp |
| Employer contribution / active EE | $11,928 | $2,747+334.3% | $3,636+228.0% | $2,597+359.3% |
| Participant deferral / active EE | $6,752 | $3,565+89.4% | $4,729+42.8% | $4,028+67.6% |
| Admin fee / account holder | $44,565 | $5,232+751.7% | $6,412+595.0% | $5,404+724.7% |