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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,854 | $88,672+152.5% | $105,223+112.7% | $82,448+171.5% |
| Participation rate | 96.0% | 67.9%+28.1pp | 75.0%+21.0pp | 68.1%+27.9pp |
| Annual return | 12.58% | 30.86%-18.3pp | 180.65%-168.1pp | 41.64%-29.1pp |
| Employer contribution / active EE | $17,166 | $3,048+463.2% | $3,689+365.4% | $2,551+572.9% |
| Participant deferral / active EE | $9,396 | $4,036+132.8% | $5,072+85.3% | $4,139+127.0% |
| Admin fee / account holder | $2,890 | $7,146-59.6% | $8,859-67.4% | $7,234-60.1% |