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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,928 | $56,339+57.8% | $104,301-14.7% | $68,486+29.8% |
| Participation rate | 82.8% | 63.3%+19.5pp | 73.3%+9.5pp | 67.9%+14.9pp |
| Annual return | -17.26% | -9.19%-8.1pp | 24.61%-41.9pp | -7.85%-9.4pp |
| Employer contribution / active EE | $1,334 | $1,960-31.9% | $3,373-60.4% | $2,597-48.6% |
| Participant deferral / active EE | $5,953 | $3,077+93.5% | $4,626+28.7% | $4,028+47.8% |
| Admin fee / account holder | $1,127 | $4,902-77.0% | $7,340-84.6% | $5,404-79.1% |