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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,733 | $50,947-18.1% | $74,551-44.0% | $64,173-35.0% |
| Participation rate | 87.5% | 61.1%+26.4pp | 69.1%+18.4pp | 69.6%+17.9pp |
| Annual return | -8.20% | -1.85%-6.3pp | 32.53%-40.7pp | 7.63%-15.8pp |
| Employer contribution / active EE | $3,028 | $1,115+171.5% | $1,961+54.4% | $2,381+27.2% |
| Participant deferral / active EE | $2,417 | $2,302+5.0% | $3,108-22.2% | $3,470-30.3% |
| Admin fee / account holder | $1,407 | $4,221-66.7% | $5,059-72.2% | $4,887-71.2% |