Retirement plan

CAPE COD LUMBER CO., INC. EMPLOYEE STOCK OWNERSHIP PLAN

Name: CAPE COD LUMBER CO., INC. - CAPE COD LUMBER CO., INC. EMPLOYEE STOCK OWNERSHIP PLAN (2021) Form 5500
Creator: CAPE COD LUMBER CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAPE COD LUMBER CO., INC. EMPLOYEE STOCK OWNERSHIP PLAN, CAPE COD LUMBER CO., INC.

CAPE COD LUMBER CO., INC.EIN 04-2272126Plan #004PY 2021

225 GROVELAND STREET - ABINGTON, MA 02351781-261-7111capecodlumber.comLinkedIn51-200 employeesbuilding materials

Other plans on this EIN

1 filing

#003Retirement-$35.3M assets

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$46.4M

+132.5% from 2020

Total participants

0.0% from 2020

Average account balance

$499,076

+132.5% from 2020

Annual return

133.17%

+101.18 pp from 2020

Benchmarks

See 9,036 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants25-99

Cohort9,036 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$81.83M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$880K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.08M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.61%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$38055

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2P2Q3I

Plan features

2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$914K

$10511 / participant

Other / not subdivided$914K100.0%

% of EOY assets

1.970%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$499,076

$99,994+399.1%

$146,643+240.3%

$85,847+481.4%

Participation rate

100.0%

73.1%+26.9pp

80.1%+19.9pp

69.3%+30.7pp

Annual return

133.17%

18.93%+114.2pp

22.75%+110.4pp

318.61%-185.4pp

Employer contribution / active EE

$8,418

$2,559+229.0%

$4,137+103.5%

$2,565+228.1%

Participant deferral / active EE

$4,006-100.0%

$5,506-100.0%

$3,952-100.0%

Admin fee / account holder

$9,833

$7,703+27.7%

$10,280-4.3%

$6,261+57.1%

CAPE COD LUMBER CO., INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAPE COD LUMBER CO., INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion