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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,898 | $133,998+38.7% | $112,263+65.6% | $134,545+38.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.78% | 47.17%-65.0pp | 27.49%-45.3pp | 418.37%-436.2pp |
| Employer contribution / active EE | $6,062 | $4,040+50.0% | $3,636+66.7% | $4,742+27.8% |
| Participant deferral / active EE | $1,369 | $5,292-74.1% | $4,729-71.0% | $6,401-78.6% |
| Admin fee / account holder | $1,603 | $7,493-78.6% | $6,410-75.0% | $11,431-86.0% |