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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,573 | $106,280+39.8% | $96,538+53.9% | $139,487+6.5% |
| Participation rate | 68.2% | 77.8%-9.7pp | 74.3%-6.2pp | 80.3%-12.2pp |
| Annual return | 17.93% | 38.48%-20.6pp | 35.74%-17.8pp | 373.84%-355.9pp |
| Employer contribution / active EE | $1,570 | $4,107-61.8% | $3,740-58.0% | $4,755-67.0% |
| Participant deferral / active EE | $4,407 | $5,457-19.2% | $4,880-9.7% | $6,713-34.3% |
| Admin fee / account holder | $3,267 | $7,888-58.6% | $6,737-51.5% | $11,407-71.4% |