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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,630 | $123,793+31.4% | $177,848-8.6% | $79,856+103.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 10.59% | 22.82%-12.2pp | 48.33%-37.7pp | 31.71%-21.1pp |
| Employer contribution / active EE | $3,397 | $4,095-17.1% | $5,919-42.6% | $2,471+37.5% |
| Participant deferral / active EE | $7,530 | $5,956+26.4% | $7,714-2.4% | $3,741+101.3% |
| Admin fee / account holder | $14,341 | $7,243+98.0% | $12,431+15.4% | $5,306+170.3% |