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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,171 | $115,810+77.2% | $101,271+102.6% | $158,966+29.1% |
| Participation rate | 95.2% | 79.4%+15.9pp | 75.8%+19.4pp | 82.0%+13.3pp |
| Annual return | 6.47% | 56.15%-49.7pp | 46.48%-40.0pp | 302.95%-296.5pp |
| Employer contribution / active EE | $8,953 | $4,175+114.4% | $3,660+144.6% | $4,762+88.0% |
| Participant deferral / active EE | $9,142 | $4,958+84.4% | $4,371+109.2% | $5,983+52.8% |
| Admin fee / account holder | $8,439 | $7,248+16.4% | $5,948+41.9% | $11,250-25.0% |