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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,897 | $95,979-87.6% | $74,551-84.0% | $135,380-91.2% |
| Participation rate | 90.5% | 75.7%+14.8pp | 69.1%+21.3pp | 82.6%+7.8pp |
| Annual return | -18.10% | 56.97%-75.1pp | 32.53%-50.6pp | 519.81%-537.9pp |
| Employer contribution / active EE | $2,400 | $2,716-11.6% | $1,961+22.4% | $4,779-49.8% |
| Participant deferral / active EE | $4,414 | $3,844+14.8% | $3,108+42.0% | $5,609-21.3% |
| Admin fee / account holder | $528 | $6,522-91.9% | $5,059-89.6% | $10,828-95.1% |