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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,232 | $109,359-61.4% | $162,177-74.0% | $72,975-42.1% |
| Participation rate | 93.8% | 84.3%+9.5pp | 87.6%+6.2pp | 69.5%+24.3pp |
| Annual return | 19.68% | 25.46%-5.8pp | 115.60%-95.9pp | 81.01%-61.3pp |
| Employer contribution / active EE | $1,557 | $3,907-60.2% | $5,613-72.3% | $2,440-36.2% |
| Participant deferral / active EE | $2,005 | $5,481-63.4% | $7,297-72.5% | $3,608-44.4% |
| Admin fee / account holder | $5,751 | $7,972-27.9% | $10,843-47.0% | $5,124+12.2% |