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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,679 | $96,678+130.3% | $86,640+157.0% | $139,466+59.7% |
| Participation rate | 94.1% | 74.4%+19.7pp | 71.7%+22.4pp | 80.3%+13.8pp |
| Annual return | 5.74% | 106.69%-100.9pp | 592.52%-586.8pp | 373.66%-367.9pp |
| Employer contribution / active EE | $5,700 | $3,265+74.5% | $3,024+88.5% | $4,754+19.9% |
| Participant deferral / active EE | $4,157 | $4,837-14.1% | $4,438-6.3% | $6,712-38.1% |
| Admin fee / account holder | $3,364 | $6,410-47.5% | $5,616-40.1% | $11,409-70.5% |