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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,934 | $105,960-42.5% | $81,726-25.4% | $158,982-61.7% |
| Participation rate | 66.7% | 75.6%-8.9pp | 72.0%-5.3pp | 82.0%-15.3pp |
| Annual return | 11.22% | 38.19%-27.0pp | 29.49%-18.3pp | 302.99%-291.8pp |
| Employer contribution / active EE | $1,569 | $7,805-79.9% | $4,311-63.6% | $4,763-67.1% |
| Participant deferral / active EE | $2,147 | $13,011-83.5% | $7,108-69.8% | $5,983-64.1% |
| Admin fee / account holder | $455 | $8,494-94.6% | $5,160-91.2% | $11,252-96.0% |