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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,173 | $178,174-8.4% | $156,181+4.5% | $137,256+18.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 4.16% | 84.19%-80.0pp | 64.87%-60.7pp | 220.34%-216.2pp |
| Employer contribution / active EE | $8,331 | $4,972+67.6% | $4,294+94.0% | $4,156+100.5% |
| Participant deferral / active EE | $7,561 | $6,888+9.8% | $6,132+23.3% | $6,407+18.0% |
| Admin fee / account holder | $961 | $17,404-94.5% | $14,586-93.4% | $12,270-92.2% |