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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,079 | $155,833+23.3% | $124,693+54.0% | $167,536+14.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 9.92% | 17.98%-8.1pp | 5144.19%-5134.3pp | 478.82%-468.9pp |
| Employer contribution / active EE | $15,416 | $4,164+270.2% | $3,324+363.8% | $4,839+218.6% |
| Participant deferral / active EE | $0 | $5,675-100.0% | $4,615-100.0% | $6,342-100.0% |
| Admin fee / account holder | $1,597 | $9,534-83.2% | $7,494-78.7% | $12,315-87.0% |