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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,558 | $51,638+147.0% | $68,368+86.6% | $82,448+54.7% |
| Participation rate | 46.3% | 63.6%-17.3pp | 73.8%-27.5pp | 68.1%-21.8pp |
| Annual return | 55.42% | 37.53%+17.9pp | 292.57%-237.1pp | 41.64%+13.8pp |
| Employer contribution / active EE | $2,282 | $2,047+11.5% | $2,649-13.8% | $2,551-10.5% |
| Participant deferral / active EE | $3,081 | $2,914+5.7% | $4,123-25.3% | $4,139-25.6% |
| Admin fee / account holder | $9,794 | $4,643+110.9% | $5,150+90.2% | $7,234+35.4% |