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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,617 | $58,311+50.3% | $81,882+7.0% | $80,959+8.2% |
| Participation rate | 47.1% | 63.5%-16.4pp | 72.4%-25.3pp | 67.7%-20.6pp |
| Annual return | 15.41% | 41.85%-26.4pp | 779.47%-764.1pp | 35.67%-20.3pp |
| Employer contribution / active EE | $2,194 | $2,347-6.5% | $2,916-24.8% | $2,757-20.4% |
| Participant deferral / active EE | $2,778 | $3,287-15.5% | $4,323-35.7% | $4,300-35.4% |
| Admin fee / account holder | $1,945 | $4,752-59.1% | $7,360-73.6% | $6,925-71.9% |