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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,397 | $71,878+42.5% | $86,698+18.1% | $68,486+49.5% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -21.81% | 3.53%-25.3pp | 35.95%-57.8pp | -7.85%-14.0pp |
| Employer contribution / active EE | $2,363 | $2,173+8.7% | $2,837-16.7% | $2,597-9.0% |
| Participant deferral / active EE | $4,592 | $3,779+21.5% | $4,656-1.4% | $4,028+14.0% |
| Admin fee / account holder | $5,879 | $6,113-3.8% | $7,493-21.5% | $5,404+8.8% |