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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $587,887 | $138,114+325.7% | $125,391+368.8% | $134,545+336.9% |
| Participation rate | 92.3% | 84.5%+7.8pp | 82.4%+9.9pp | 81.2%+11.1pp |
| Annual return | -22.65% | 750.88%-773.5pp | 572.41%-595.1pp | 418.37%-441.0pp |
| Employer contribution / active EE | $295 | $5,246-94.4% | $4,816-93.9% | $4,742-93.8% |
| Participant deferral / active EE | $14,983 | $7,801+92.1% | $7,448+101.2% | $6,401+134.1% |
| Admin fee / account holder | $15,588 | $11,570+34.7% | $10,009+55.7% | $11,431+36.4% |