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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,546 | $71,873-47.8% | $86,698-56.7% | $68,490-45.2% |
| Participation rate | 82.8% | 72.2%+10.6pp | 76.6%+6.2pp | 67.9%+14.9pp |
| Annual return | 4.95% | 3.54%+1.4pp | 35.96%-31.0pp | -7.85%+12.8pp |
| Employer contribution / active EE | $150 | $2,173-93.1% | $2,837-94.7% | $2,597-94.2% |
| Participant deferral / active EE | $1,901 | $3,779-49.7% | $4,656-59.2% | $4,028-52.8% |
| Admin fee / account holder | $5,439 | $6,110-11.0% | $7,492-27.4% | $5,403+0.7% |