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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,264 | $81,870+11.5% | $119,634-23.7% | $68,490+33.3% |
| Participation rate | 93.0% | 71.9%+21.1pp | 79.3%+13.7pp | 67.9%+25.1pp |
| Annual return | -19.02% | -23.82%+4.8pp | -14.98%-4.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $2,486 | $2,692-7.7% | $4,232-41.3% | $2,597-4.3% |
| Participant deferral / active EE | $3,907 | $4,148-5.8% | $5,601-30.2% | $4,028-3.0% |
| Admin fee / account holder | $3,792 | $6,583-42.4% | $10,329-63.3% | $5,403-29.8% |