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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,104 | $167,533-54.0% | $151,645-49.2% | $134,545-42.7% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.5%-7.5pp | 81.2%-1.2pp |
| Annual return | -21.90% | 7.81%-29.7pp | 3.34%-25.2pp | 418.37%-440.3pp |
| Employer contribution / active EE | $1,620 | $6,828-76.3% | $6,165-73.7% | $4,742-65.8% |
| Participant deferral / active EE | $2,664 | $8,985-70.4% | $8,363-68.1% | $6,401-58.4% |
| Admin fee / account holder | $72,133 | $13,781+423.4% | $11,614+521.1% | $11,431+531.0% |