Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,833 | $41,377+30.1% | $109,313-50.8% | $62,881-14.4% |
| Participation rate | 49.3% | 57.5%-8.3pp | 71.3%-22.0pp | 69.3%-20.1pp |
| Annual return | 4.48% | 11.05%-6.6pp | 22.07%-17.6pp | 20.14%-15.7pp |
| Employer contribution / active EE | $997 | $1,276-21.9% | $3,892-74.4% | $2,281-56.3% |
| Participant deferral / active EE | $2,293 | $2,045+12.1% | $3,166-27.6% | $3,203-28.4% |
| Admin fee / account holder | $1,443 | $2,884-49.9% | $5,666-74.5% | $4,296-66.4% |