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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,837 | $63,861+84.5% | $104,639+12.6% | $79,856+47.6% |
| Participation rate | 100.0% | 64.9%+35.1pp | 74.1%+25.9pp | 69.6%+30.4pp |
| Annual return | 11.03% | 21.30%-10.3pp | 340.67%-329.6pp | 31.71%-20.7pp |
| Employer contribution / active EE | $1,990 | $1,588+25.3% | $2,682-25.8% | $2,471-19.5% |
| Participant deferral / active EE | $4,472 | $2,693+66.0% | $3,738+19.6% | $3,741+19.5% |
| Admin fee / account holder | $5,667 | $4,185+35.4% | $6,465-12.3% | $5,306+6.8% |